Credit Repair FAQS
Credit repair is a process through which individuals challenge negative items in their credit report if those negative items are inaccurate, misleading, outdated, or obsolete. It is an infamous term which means many different things to many different people. Over the years, we’ve seen every type of credit problem and have had over 1,800 companies apply for our affiliate program. So, our questions and answers below are more than a mere “FAQ” page, but rather, significantly researched information borne from experience.
Yes, but… that’s like asking if anything works. Credit repair (like anything) works to the extent it is done correctly. It may not work if you’ve hired a company who is unskilled, lazy, unorganized, etc., or worse, a company intentionally scamming you or ripping you off. So long as the dispute letters are legally compliant and strategically targeted, yes… credit repair works. Moreover, its illegal for it to NOT work. Let me explain: Subscriber (people who send information to credit bureaus, like your bank) and the credit bureaus are required by federal law to maintain accurate information.